Undisclosed Commission (UDC)

Undisclosed commission (UDC) claims involve allegations that mortgage brokers or lenders failed to disclose commission payments made in connection with the procurement of secured loans.

Undisclosed Commission (UDC)

Undisclosed commission (UDC) claims involve allegations that mortgage brokers or lenders failed to disclose commission payments made in connection with the procurement of secured loans.

Such claims assert that non-disclosure constitutes a breach of fiduciary duty and, in some cases, a secret commission. Depending on the circumstances, borrowers may be entitled to recover the amount of the undisclosed commission and, in certain cases, seek to avoid the underlying contract.

These matters often involve:

  • Large cohorts of claimants
  • Complex factual and legal analysis
  • Significant evidential and administrative costs

How Sandfield supports UDC claims
Sandfield Capital provides funding structures suited to high-volume financial claims, helping law firms manage disbursements and progress cases efficiently where costs might otherwise delay or restrict access to justice.

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About us

Why law firms choose Sandfield Capital

Law firms work with Sandfield Capital because we offer more than funding alone.

  • FCA-regulated litigation finance

  • Insurance-backed funding structures

  • Flexible and scalable funding models

  • Technology-enabled case assessment

  • Deep experience in litigation finance

  • An ethical, partnership-led approach

We act as a strategic collaborator – not a distant financier – supporting firms with clear terms, responsive communication and commercially informed decision-making.

→ Learn more about why firms choose Sandfield Capital

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Commonly asked questions

Got a question about Sandfield Capital and what we do?

Have a question about our funding process or how we support claimants and law firms? Here are answers to the most common queries we receive.

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We provide litigation funding support throughout England and Wales, working with solicitors, claimants, and legal professionals nationwide.

We specialise in insured loans for civil litigation, designed to protect claimants from financial risk throughout their case.

Simply contact your solicitor, who will complete the application on your behalf. Once we receive the details, we aim to confirm approval within 24 hours.

Yes. All loans are fully insured, meaning you won’t owe anything if the case is unsuccessful.